Category: Personal Insurance
5 Boat Safety Tips for the Summer
Posted: June 16, 2022
When people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...
Should You Buy The Rental Car Company's Insurance?
Posted: June 6, 2022
I’ll give you my professional and personal opinion. My professional opinion is to purchase the rental car insurance. If you have an Auto Insurance Policy in New York State, your policy automatically includes coverage for actual damage to, or loss of, a rental vehicle. Now what your Auto Insurance Policy does NOT cover is Loss of Use charges and Diminished Value. If you are in...
6 Things You Shouldn’t Store in Your Garage
Posted: June 1, 2022
A garage helps protect your vehicles from exposure to the elements. It can also be a convenient location for storing items you don’t want to keep in the house. Keeping some items in the garage can create a health and safety risk for you and your family. Never store these six things in your garage: Propane Tanks If you barbecue outdoors, you may keep propane...
Understanding What Your Home Insurance Policy Covers
Posted: May 16, 2022
Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...
How to Travel Safely with Travel Insurance
Posted: May 1, 2022
Planning a trip? We all look forward to trips to other states or countries or enjoying a cruise. You may not consider “What if something goes wrong?” but life can throw a curveball, and travel insurance can save the day when it does. What is Vacation Travel Insurance? Vacation travel insurance protects you when you visit another state or country. It is structured to help...