How Long Can You Stay on Your Parents' Car Insurance?
Posted: February 9, 2023
The good news is that there is no age limit that will require you to get your own car insurance. As long as you live in your parents’ home and drive a vehicle that is titled and registered in their name, you are able to stay on their car insurance. What happens when you go away to college? If you are lucky enough to take...
What To Keep in Your Car in Case of Emergency
Posted: January 18, 2023
We recently had the unfortunate incident of getting a flat tire. Christine was driving to pick up Jack from wrestling, it was dark and raining and she just caught the curb in the right spot to pop the tire, she wasn’t even going fast because it was in the school parking lot. She called me and we decided that we’d call a tow truck to...
How to Avoid Costly Claims from Winter Storms
Posted: January 16, 2023
Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include: Polar vortex Freezes Blizzards Winter storms Winter damage Cold waves Ice storms Does Homeowners Insurance Cover...
NY Auto Insurance Rate Changes
Posted: January 13, 2023
We received yet another notice that one of our Auto Insurance companies is increasing their auto rates. We never like to receive these notices. As the normal level of driving has returned, so has the total number of claims. Unfortunately, as we all know, costs are up across the economy. For insurers the costs to repair and replace vehicles have risen sharply. This is caused...
Should I Purchase a Car with License Plate Lights?
Posted: December 16, 2022
Depending on where you live, you may be required to have license plate lights. Consider buying a car with license plate lights or installing a light on your existing vehicles. The lights illuminate your license plate, and if your state requires it, ensure the lights are in good working order – you could be pulled over and cited if the light is burned out. Advantages...
