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Category: Personal Insurance

NY Auto Insurance Rate Changes

NY Auto Insurance Rate Changes

We received yet another notice that one of our Auto Insurance companies is increasing their auto rates. We never like to receive these notices. As the normal level of driving has returned, so has the total number of claims. Unfortunately, as we all know, costs are up across the economy. For insurers the costs to repair and replace vehicles have risen sharply. This is caused...

Should I Purchase a Car with License Plate Lights?

Should I Purchase a Car with License Plate Lights?

Depending on where you live, you may be required to have license plate lights. Consider buying a car with license plate lights or installing a light on your existing vehicles. The lights illuminate your license plate, and if your state requires it, ensure the lights are in good working order – you could be pulled over and cited if the light is burned out.  Advantages...

How to Protect Your Home During the Holidays

How to Protect Your Home During the Holidays

Most of us look forward to the holidays with anticipation. Family, friends, and work get-togethers, parties, events, and foods and treats make the winter holiday season a favorite for people of every age – but it is smart to be aware of the risks. To protect your home and your valuables, check out these practical home safety tips: Protect your home from the risk of...

Are You Online Shopping Safely?

Are You Online Shopping Safely?

I prefer to support local businesses and actually go into a store to shop, but sometimes you just can’t beat the convenience, selection and price of buying online. When I shop online, I take some extra precautions to make sure that my personal information is protected. Obviously, nothing is perfect and even if you try to protect your information, it still may be compromised, but...

I Missed an Auto Insurance Payment: Here's What to Expect

I Missed an Auto Insurance Payment: Here's What to Expect

Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....