Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?
Posted: March 3, 2023
Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...
What is Pet Insurance and Do I Need It?
Posted: February 16, 2023
If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...
How Long Can You Stay on Your Parents' Car Insurance?
Posted: February 9, 2023
The good news is that there is no age limit that will require you to get your own car insurance. As long as you live in your parents’ home and drive a vehicle that is titled and registered in their name, you are able to stay on their car insurance. What happens when you go away to college? If you are lucky enough to take...
What To Keep in Your Car in Case of Emergency
Posted: January 18, 2023
We recently had the unfortunate incident of getting a flat tire. Christine was driving to pick up Jack from wrestling, it was dark and raining and she just caught the curb in the right spot to pop the tire, she wasn’t even going fast because it was in the school parking lot. She called me and we decided that we’d call a tow truck to...
How to Avoid Costly Claims from Winter Storms
Posted: January 16, 2023
Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include: Polar vortex Freezes Blizzards Winter storms Winter damage Cold waves Ice storms Does Homeowners Insurance Cover...
