Have You Taken This Step?
Posted: September 23, 2022
We have discussed Life Insurance in other videos, which is one of the foundational components of any estate plan. The other foundational building blocks of an estate plan include a Will, Power of Attorney, and Healthcare Proxy. A Will directs distribution of your assets and can appoint guardians of minor children. If you have kids…you need a Will! Having a Power of Attorney allows someone...
Review Your Policy After These Major Life Changes
Posted: September 22, 2022
If you have life insurance, you are in good shape. However, when major life changes occur, it is time to review your policy and update it to suit your new situation. When to Review Your Life Insurance? Several life events will significantly change your life insurance needs. These include: Getting married: Once you are married, your lives are merged into one, sharing finances and personal...
How to Determine the Right Amount of Coverage Needed
Posted: September 7, 2022
Life insurance – everyone needs it, but how much coverage do you need? Every individual has a unique situation and choosing the amount of coverage requires calculating specific factors. These include the financial obligations that would be left should you suddenly pass away, including: Income replacement: Your loved ones can be left in a dangerous financial condition without the income you bring to the family....
How A Traffic Ticket Can Affect Your Life Insurance
Posted: August 22, 2022
No one is perfect, and most people get a traffic ticket at least one in their lifetimes. But the truth is, your driving record can significantly affect your life insurance. If you have a current life insurance policy and you get a speeding ticket, it will not affect your rates. On the other hand, if you are applying for a new policy or additional coverage,...
We Don't Talk About This Much
Posted: August 18, 2022
This is a topic we don’t bring up very often because it’s not the main focus of our business. Our primary business is helping people find the best Auto, Home or Small Business Insurance that fits their needs. BUT we will help our client’s if they have a need for Life Insurance. I say “need” because I don’t think everyone has to have Life...
