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Category: Home Insurance

Warmer and Wetter Than Normal February

Warmer and Wetter Than Normal February

  I was watching the national weather forecast this morning and they were predicting a warmer and wetter February this year due to La Nina. I’m like most people and listen to the weather forecast with some skepticism, but based on our December and January weather, that forecast does track. I usually start thinking about sump pumps in April when it starts to get warmer...

The Truth, The Whole Truth

The Truth, The Whole Truth

Meemic Insurance Company v. Jones – Michigan Supreme Court – June 14, 2022 – No. 161865   Jones purchased a Homeowner’s Insurance policy from Meemic Insurance in 2014. In 2015, she had a major fire at her home. Meemic Insurance paid her $2,500 and paid her Mortgage Company $60,000. During the investigation, Jones admitted that when she purchased the Homeowner’s Insurance policy in 2014, she...

Have You Taken This Step?

We have discussed Life Insurance in other videos, which is one of the foundational components of any estate plan. The other foundational building blocks of an estate plan include a Will, Power of Attorney, and Healthcare Proxy. A Will directs distribution of your assets and can appoint guardians of minor children. If you have kids…you need a Will! Having a Power of Attorney allows someone...

Is Your Baby Headed Off To College?

Is Your Baby Headed Off To College?

Sending a child off to college for the first time is exciting and nerve racking at the same time. It’s expected for people to get wrapped up with everything that needs to get done to prepare your child for school. It probably won’t even cross your mind on how this change may affect your insurance or what you should do to ensure you have the...

How's Your Liability Insurance?

How's Your Liability Insurance?

Have you ever rented a water slide or bounce house for party? When you sign the contract with the company you release them from all liability. That means if anything goes wrong...it's on you! This is the water slide we rented for my daughter's birthday party. I was able to sit back and enjoy the party, knowing that I have plenty of liability insurance if...