Category: Business Insurance
What Can I Expect My Worker's Compensation to Cover?
Posted: December 19, 2022
Your business’s workers’ compensation policy protects against lawsuits filed by injured employees. The trade-off is the cost of these policies eats into your profits. Every workers’ compensation policy is slightly different, and it is important to know what it does and does not cover. Your Workers’ Compensation Policy – Are You Getting the Best Deal? Essentially, workers’ compensation covers injured or ill employees in job-related...
3 New Year's Resolutions for Small Businesses
Posted: December 9, 2022
2023 is almost upon us, along with the long-held tradition of New Year’s resolutions. For individuals, after a season of parties, food, holiday cookies, cakes, and drinks, resolutions about losing weight are a common theme – but what about small business owners? The New Year is the ideal time to set goals for the year, establish a workable plan to achieve those goals, and evaluate...
This Endorsement Makes Loss of Income Even BETTER!
Posted: December 5, 2022
If you have a Business Owner’s Insurance Policy (BOP), you most likely have Loss of Income Coverage automatically included in your policy. This coverage provides exactly what you think it would. It covers your loss of income if you have a covered claim that prohibits you from being able to operate in your current location, such as a fire. The Insurance Company will pay for...
Is My Business Covered in the Event of a Cyber Attack?
Posted: November 19, 2022
Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...
What To Include In Your Snow Removal Log?
Posted: November 17, 2022
Keeping a snow removal log is critical in defending slip and fall claims during the winter season. Once the snow hits, we know that we will be getting a call about a potential slip and fall claim. If you are a snow removal contractor, this should be part of your standard operating procedure. This will help set you apart from your competition. This should...