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Category: Business Insurance

Want to protect your Business Insurance premium from increasing due to a claim? Do this!

One of the most effective ways to protect your Business Insurance from a potential claim is to require anyone providing a service to your business to provide you with a Certificate of Insurance naming your business as Additional Insured. A Certificate of Insurance is going to list the types of insurance that they carry, the insurance companies, the effective dates, and the coverage limits. If...

What You Should Know About Seasonal Business Insurance

What You Should Know About Seasonal Business Insurance

If you own a business that only operates during certain seasons, it makes more sense to have seasonal business insurance. Seasonal business insurance can provide coverage for businesses that only operate for a limited window of time during the year. It can also provide business income protection for full-time companies with less busy seasons. Continue reading to learn more about seasonal business insurance and how...

The Top 4 Reasons to Consider Business Interruption Insurance

The Top 4 Reasons to Consider Business Interruption Insurance

Business interruption insurance is a specialized form of protection for business owners. In the event that your business is shuttered due to sustaining damage from fire or a natural disaster, this type of insurance could save you from suffering a financial disaster. Depending on the policy, the cost associated with moving to another location, payroll, taxes, loan payments and operating costs can be paid through...

Does Your Business Have Multiple Locations? You'll Want To Do This!

Does your business have multiple locations? I’m going to share with you one of my favorite ways to provide my clients with extra coverage. When you have multiple locations, you have the option to “blanket” your Building and/or Contents Coverage across the locations. When you have 2 locations that are geographically separated, the chances that you’ll have a claim simultaneously at both locations is reduced....

How Promoting Workplace Safety can Save You Money

How Promoting Workplace Safety can Save You Money

No business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...