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Category: Business Insurance

6 Reasons to Get Business Insurance Now

6 Reasons to Get Business Insurance Now

If you are wondering when the best time is to get business insurance, the answer is now. The protection it can provide is essential for your business, and some types of coverage may be required by law. The following are six reasons to purchase a business insurance policy now: Some Business Insurance Is Required by State Law Most states require small businesses to carry some...

Do I Need Loss of Income Coverage On My Truck?

Do I Need Loss of Income Coverage On My Truck?

This is an often-overlooked coverage. Probably because it doesn’t apply to a wide range of businesses. Most businesses wouldn’t experience a loss of income if their truck was out of commission for a week or two. Most businesses could rent another truck and be back on the road servicing clients without missing a beat. If you are just using it for sales calls or haul...

How to Adjust Your Insurance Coverage for Remote Employees

How to Adjust Your Insurance Coverage for Remote Employees

After the global pandemic, more people are working remotely than ever before. While working from home during the lockdown, many employees became accustomed to the benefits, including greater work-life balance. Managers also became aware of the advantages to companies of having employees work remotely. Moving forward, it is critical to update business insurance coverage to suit the new operating basis. Why Should Business Insurance Be...

Will My Business Insurance Protect Me From Cyber Threats?

Will My Business Insurance Protect Me From Cyber Threats?

Small to medium-sized businesses store sensitive personal information for their clients, customers, and employees. They may be more vulnerable to cyber attacks than larger companies with more highly developed security infrastructures. A cyber attack can disrupt the continuity of your business and lead to a costly recovery process. Your business insurance policy may not protect you fully unless it includes cyber liability coverage. What Is...

Don't Overpay For Workers Compensation Insurance

Don't Overpay For Workers Compensation Insurance

If your business has employees, you know or hopefully you know that New York State requires that you have Workers Compensation Insurance to cover your employees if they are hurt at work to cover their medical expenses and loss of wages. There are two factors that help determine your Workers Compensation premium, how much your employee makes and the type of work they do. The...