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Homeowners Insurance: When Do You File A Claim?

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...

Even Your Insurance Agent has bad luck sometimes

Greetings!Yes, even I can't avoid the occasional bad luck.  My goal was to get up early today, to get a jump on my Friday before the long weekend, but as I was going downstairs to exercise in the morning, I heard a dripping in my dining room...we don't have a faucet in our dining room.  It turned out that our supply line to our toilet...

Understanding Your BOP

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

July 2018 Monthly FREE Night Out Raffle

Greetings!I hope you had a great July.  We were able to escape for a long weekend and headed to Boston.  It was the first time traveling a long distance as a family of 6 and needless to say, it was longer than usual journey to get back and forth to Boston.  The kids had a great time, we went to the zoo, Aquarium and baseball...

Understanding Your Homeowners Policy

Understanding Your Homeowners Policy

Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...