Is My Small Business Vulnerable to Cyber Attacks?
Posted: October 4, 2023
October is National Cyber Security Awareness Month. With the increasing prevalence of cybercrime in small businesses, it is crucial to be aware of the risks and take the necessary actions. The following statistics were reported by Small Biz Trends: Nearly 43% of cyber attacks target small and medium-sized businesses. Only 14% of targeted small businesses are prepared to handle cyber attacks. Costs of cybercrime are...
7 Group Riding Rules to Know Before Your First Fall Joyride
Posted: October 2, 2023
Riding in a group is one of life’s great pleasures, particularly in the autumn when the leaves turn, the air is crisp, and the colors vibrant. Before heading out on your first group ride this fall, take note of some vital riding rules to ensure the experience is successful and safe. Prepare for the Ride Before the day of the ride arrives, thoroughly inspect your...
How to Build a Disability-Inclusive Workplace
Posted: October 1, 2023
National Disability Employment Awareness Month (NDEAM) is observed each October. This is a time to celebrate the contributions of workers with disabilities and to showcase inclusive employment policies and practices that benefit both employers and employees. Building a disability-inclusive workplace involves more than hiring people with disabilities. In truly inclusive workplaces, employers ensure all workers have equal opportunities to learn, advance, succeed, and be compensated...
You Think You're Covered But You're Really Not
Posted: September 28, 2023
This is one of the most common mistakes I see when people insure their business contents/tools & equipment. Most business owners will review their Business Owners Insurance Policy (BOP) and see $50,000 of business contents coverage and assume that they are fully covered. And you may be, if your business property (think inventory, furniture, tools & equipment), never leave your premises. BUT, if you are...
Should I File A Claim On My Auto Insurance If I'm Not-At-Fault?
Posted: September 20, 2023
Deciding whether to file a claim on your auto insurance or against the at-fault driver's insurance can be a complex decision, and there are several factors to consider. Here's a general guideline to help you make the right choice: At-Fault Determination: If the other driver is clearly at fault, and their insurance company accepts liability, it may be more efficient to file a claim...
