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Archives: 2023

Is Final Expense Insurance Right for Me?

Is Final Expense Insurance Right for Me?

Final expense insurance may be the right choice for seniors who want to cover their final expenses. Also referred to as burial insurance or funeral insurance, it is a type of life insurance policy designed to cover final disposition and funeral services after death. Funeral and burial expenses have been rapidly rising for the past 30 years. Families have paid an average of $7,848 for...

9 Habits of a Strong Female Leader

9 Habits of a Strong Female Leader

National Business Women’s Week is celebrated during the third week in October every year. This gives us an opportunity to recognize and honor working women. For nearly a century, this celebration has helped promote leadership roles for women. Trading old habits for better ones can help women become more effective leaders in their organizations. Here are nine habits of strong female leaders. Step Out of...

Creative Ideas for Outdoor Winter Hosting

Creative Ideas for Outdoor Winter Hosting

Winter can feel like the longest season. With shorter days and colder temps, the winter blues can sink in fast. But don’t write off the possibility of hosting an outdoor party – even in the coldest months. With smart planning and a little creativity, you can still host a fun (and safe) gathering outside.Read on for must-know outdoor hosting tips – and some fun ideas...

The Unwanted Passenger: Handling a Mouse Living in Your Car

The Unwanted Passenger: Handling a Mouse Living in Your Car

Risks: More than Just a NuisanceIt's not just the "ick" factor. A mouse infestation in your car can lead to serious problems. They can:Destroy wiring: This can cause expensive damage and even lead to a fire.Spread diseases: Mice can carry diseases, such as Hantavirus, that can be harmful to humans.Damage your car's interior: Mice will chew on anything they can get their teeth on, including...

Employee or Independent Contractor

Employee or Independent Contractor

Worker's Compensation, if you have employees you have to have it, end of story! Every week I look through the Rochester Business Journal and under the judgements section, I can always count on there being 8-10 judgements in favor of the New York State Workers Compensation Board against employers that failed to obtain or maintain Workers Compensation Insurance. The average judgement I see is $21,000....