Vlogging While Driving: What's the Big Deal?
Posted: February 24, 2023
Everyone knows the dangers of texting while driving, but now there is another equally dangerous trend – vlogging while driving. What is Vlogging?A vlog is a blog in video form. Vlogging involves anyone talking to a camera mounted on their dashboard to create videos. While the behavior may seem safe because it’s hands-free, an internationally recognized expert on distracted driving says it’s anything but.“The research...
What Costs Should I Review When Planning a Funeral?
Posted: February 22, 2023
As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. The following are common funeral expenses to consider, with average...
General Liability, Professional Liability, and BOP: Which One Is Right for You?
Posted: February 19, 2023
One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...
My Homeowner’s Insurance Covers Earthquakes...Right?
Posted: February 17, 2023
With the recent earthquake that our neighboring city Buffalo experienced, we’ve been getting asked by clients if their Homeowner’s Insurance Policy covers earthquake damage. Homeowner’s Insurance policies provide such broad coverage that people think that they cover every possible claim. Unfortunately, there are exclusions that you need to be aware of. Homeowner’s Insurance policies do not cover flooding (like you open your front door and...
What is Pet Insurance and Do I Need It?
Posted: February 16, 2023
If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...
