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Archives: 2023

How Long Do You Have to File a Claim on Your Homeowner's Insurance?

How Long Do You Have to File a Claim on Your Homeowner's Insurance?

A Homeowner’s Insurance Policy is a legal contract between you and your Insurance Company. In return for your premium payment your Insurance Company is agreeing to provide you with coverage in the event of a covered claim. And you are agreeing to the conditions stated in the policy. One of those conditions is to provide timely notice of a claim. I reviewed 3 of the...

Your Guide to Memorial Day

Your Guide to Memorial Day

While Memorial Day is often a day marked by grilling, spending time with family and celebration, it’s true meaning is a bit more somber. This national holiday honors all soldiers who have died while in service to the nation. In more recent years, we also honor all those in the United States military.Before you hit the water and break out the sparklers, pause to remember...

Does My Business Vehicle Need Insurance Coverage?

Does My Business Vehicle Need Insurance Coverage?

For motor vehicles that are used in business, it is vital to ensure you have commercial vehicle insurance coverage. Personal auto insurance policies are not designed for vehicles that are used for business activities and will refuse to pay for accidents if a vehicle was engaged in business activities. When you have commercial auto insurance, the policy can cover family members performing business duties, employees,...

Is That Plane Taking A Picture of My House?

Is That Plane Taking A Picture of My House?

The short answer is yes! The next question is why is that plane taking photos of my house and who told them to do it? Let’s answer the second part of that question first. Your Insurance Company sent that plane to get aerial pictures of your home…well, not really, but they are purchasing the images from them. These aerial photography companies are flying over your...

What You Should Know About Boat Insurance

What You Should Know About Boat Insurance

Boat insurance can protect your investment in a valuable watercraft. Also, many marinas require boat insurance to dock a boat at their facility. Even when boat insurance is not required by law, it is still wise to have this protection in place to protect your investment in your boat or other watercraft. Boat insurance can cover damage to your boat as well as protect you...