Archives: 2023
Home Insurance for Rental Properties: What You Need to Know
Posted: August 1, 2023
Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information about insurance coverage for renting out a residence in different scenarios. Short-Term Rentals of a...
Do I Need Loss of Income Coverage On My Truck?
Posted: July 26, 2023
This is an often-overlooked coverage. Probably because it doesn’t apply to a wide range of businesses. Most businesses wouldn’t experience a loss of income if their truck was out of commission for a week or two. Most businesses could rent another truck and be back on the road servicing clients without missing a beat. If you are just using it for sales calls or haul...
Homeowner's Insurance Companies Are Clamping Down!
Posted: July 23, 2023
Insurance Companies are not immune to inflationary pressures and are losing money because it takes longer and costs more to repair a home. They are also experiencing unprecedented weather-related losses. Insurance Companies are taking multiple steps to get back into the black that you need to be aware of. They are increasing their rates Increasing the inflation adjustment for the Rebuilding Cost of the home...
The Importance of Updating Your Life Insurance Policy
Posted: July 22, 2023
If you are developing a career, accumulating assets, or starting a family, your life insurance needs could change. It is a good idea to review your policy from time to time to ensure it provides the coverage you need and reflects your current situation. As we age and achieve milestones, life insurance policies may need to be updated. Our knowledgeable agent can review your policy...
10 Safety Tips for Boating With Dogs
Posted: July 20, 2023
Warm weather means it’s time to take the family out on the water – including your furry, four-legged family members. Whether your boat passengers have two legs or four, you’ll want to do all that you can to keep everyone safe as you sail or motor across the waves. Keep in mind these top 10 water safety tips for dogs this boating season: Train your...