7 Tips for Developing Your Family’s Fire Escape Plan
Posted: August 30, 2023
During a house fire, every second counts. That’s why it’s important for you and your family to be prepared.A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival, but 70% don't. Even more, 65% don't test their smoke alarms...
Can I Drive My Deceased Parent's Car?
Posted: August 27, 2023
As with the majority of these what if scenarios, my answer is maybe! I would advise against it unless you have permission from the executor of the estate, and you have added yourself as a driver to your parent’s Auto Insurance. Even with permission and being added as a driver, I would not make it your daily driver. I would only drive it on an...
Is Universal Life Insurance Right for Me?
Posted: August 22, 2023
Universal life insurance is a type of permanent life insurance that provides lifetime coverage as long as you pay your premiums. Like other permanent life insurance, it has a cash value element that can be used for different purposes. Universal life differs from whole life in that it allows you to lower or raise your premiums within certain limits and offers more flexibility. How Does...
Batten Down the Hatches: What To Know About Winterizing Your Boat
Posted: August 22, 2023
As the days become shorter and the temperature dips, the inevitable appears on the horizon for every boater: winter. But don’t let the impending off-season blow you off course. By planning to properly winterize your boat, you’ll confidently end the season knowing you and your beloved ship will be ready to take on the waves as soon as the snow passes and spring arrives. A...
Errors and Omissions Insurance: What Is Covered?
Posted: August 19, 2023
Errors and omissions (E&O) insurance is a type of professional liability insurance. It is designed to protect professionals, including companies and workers, against claims of negligent actions or inadequate work brought by clients. Companies that provide services to customers for fees often purchase E&O insurance. What Does Errors and Omissions Insurance Cover? Generally, E&O insurance covers actions of professionals providing a service, including: Errors, mistakes,...
