Is Your Homeowner's Claim Covered?
Posted: April 4, 2022
Is your personal property claim covered? This is a question we get a lot! As with most of my answers, it depends. It depends on the type of covered perils (causes of loss) that your personal belongings are covered for. Named Perils vs Comprehensive Perils A Named Perils policy will cover the big types of claims that you would normally expect, like Fire, Lightning, Windstorm,...
5 Types of Cyber Criminals & How to Avoid Them
Posted: April 4, 2022
Cybercrimes are on the rise in the USA, and business owners need to be alert to the most common ways these criminals operate. The losses incurred by a business after a cyber attack can be staggering, particularly when the personal information of clients has been stolen. There are five general types of cybercriminals, and several techniques to help companies avoid the risk of a data...
5 Spring Home Maintenance Tips
Posted: April 1, 2022
When spring arrives, it is time to get ready for the warmer months. These five spring maintenance tips can help you maintain and protect your home. Roof Inspection Your roof has been subjected to harsh winter weather and should be inspected yearly. You can inspect the roof yourself, but it is not recommended. It is advised that you contact a professional roofing company to inspect...
How to Use a Fixed Annuity for Retirement Income
Posted: March 22, 2022
A fixed annuity works to create income stability during retirement. These insurance contracts are designed to pay the owner a guaranteed interest rate, rather than being subject to changes in the market and interest rates. These insurance policies are purchased with a lump sum, or paid for overtime, with a guarantee from the insurance company that the account will earn an unvarying interest rate. The...
Commercial Umbrella Insurance 101
Posted: March 19, 2022
Business owners put general liability insurance in place to protect against the excessive financial costs of defending claims and lawsuits. Umbrella insurance is designed to provide coverage above the limits of business liability insurance policies. This insurance takes over when your liability insurance limits have been reached. Businesses, no matter how carefully they manage their operations, can be named in several types of lawsuits. A...
