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Archives: 2018

Understanding Your Auto Policy

Understanding Your Auto Policy

Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...

Homeowners Insurance: When Do You File A Claim?

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...

Even Your Insurance Agent has bad luck sometimes

Greetings!Yes, even I can't avoid the occasional bad luck.  My goal was to get up early today, to get a jump on my Friday before the long weekend, but as I was going downstairs to exercise in the morning, I heard a dripping in my dining room...we don't have a faucet in our dining room.  It turned out that our supply line to our toilet...

Understanding Your BOP

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

July 2018 Monthly FREE Night Out Raffle

Greetings!I hope you had a great July.  We were able to escape for a long weekend and headed to Boston.  It was the first time traveling a long distance as a family of 6 and needless to say, it was longer than usual journey to get back and forth to Boston.  The kids had a great time, we went to the zoo, Aquarium and baseball...